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Frizely Gold · Gold Loan Management
Run your gold loan business on one clean platform
Frizely brings KYC, gold valuation, stock register, interest, double-entry accounting, and multi-branch reporting into a single system — built for NBFCs, cooperative banks, and gold lenders.
Now onboarding early-access partners across India.
Portfolio Overview
Sample dataActive Loans
1,284
Gold in Vault
92.4 kg
Portfolio Value
₹18.6 Cr
Due This Week
47
Why Frizely
Spreadsheets and paper registers don't scale a gold loan book
Every manual step is a place where errors, compliance risk, and missed revenue creep in. Frizely replaces the patchwork with one connected system.
The old way
- Paper registers and Excel for gold appraisal
- Manual, error-prone interest calculations
- Renewals tracked by memory and phone calls
- Portfolio reports stitched together at month-end
The Frizely way
- Digital appraisal with auto-calculated LTV
- Interest calculated the same way on every loan
- Automated email reminders before every due date
- Books written as you go — statements ready any day
Everything in one platform
Built around how a gold loan branch actually runs
From the counter to the vault to the head office — every step of the loan lifecycle, covered.
Loan Origination & Digital KYC
Onboard borrowers once, with their identity documents held securely.
Gold Appraisal & Valuation
Consistent, auditable gold valuation on every loan.
Stock Register & Gold Inventory
Know exactly which item is where, at all times.
Interest, Part Payments & Closure
Interest that is calculated the same way every single time.
Due-Date Reminders & Documents
Fewer missed renewals, and paperwork that prints itself.
Double-Entry Accounting
A real set of books, not a loan list with totals on the end.
Financial Reports & Dashboards
The statements your auditor asks for, on demand.
Repledge, Pronotes, Deposits & Expenses
The rest of the business, on the same set of books.
Multi-Branch & Role-Based Access
One system of record across every branch.
How it works
From walk-in to disbursal, in one flow
Onboard the borrower
Capture KYC, photo, and ID documents at the counter in minutes.
Appraise & price the gold
Record purity and weight — Frizely calculates eligible loan value.
Disburse & track
Print the pawn ticket, disburse, and let the journal entries post themselves.
Renew, collect, or close
Automated email reminders and a live dashboard keep every branch on track.
Security and audit trails, built in from day one
Key actions across loans, customers, and settings are logged against a user and a timestamp. Role-based access keeps cashiers, verifiers, and managers scoped to exactly what they need — designed around the controls regulated lenders expect.
Document encryption
Borrower photos, signatures, and gold images encrypted with AES-256.
Role-based access
Scoped permissions by user type and branch.
Activity logging
Key actions logged against a user and a timestamp.
See Frizely with your own portfolio in mind
Book a short walkthrough and tell us about your branches — we'll show you exactly how Frizely fits your workflow.